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The Top Facts You Need to Know about Leasing a Car
Oct 30, 2018 - 9:00
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Leasing a car is slowly and steadily becoming a popular option for many individuals in the UK because it offers an excellent alternative to buying a car and dealing with a hefty deposit, maintenance, depreciation, and so on. When you lease a car, you can easily do it, even if your credit rating isn’t so excellent. Also, when you lease a car, you can choose from a variety of makes and models which can ‘level up' your ride in more ways than one. But before you go ahead and lease a car, here are some top facts you need to know about the benefits, which car to choose, and more.

What you need to remember

Of course, when you are making a financial decision which can well affect your life for the next few years, you have to be prepared. You have to educate yourself about car leasing and what it can do for you. While it’s all well and good to think about the make and model of the car you want to lease, you should also consider other aspects. You should, for instance, still think carefully about your budget. By leasing a car, you don’t have to deal with such a large payment per month – but you still have to be sure that the payments are something you can afford. Remember to consider the total expenses of driving a vehicle – including repair, maintenance, and fuel.

The benefits

There are indeed many benefits to car leasing. Let’s take a look at a few:

• Your payments per month will often be less expensive than the repayments if you get a loan for buying a car. Also, most lease contracts will only require a small, reasonable deposit (usually amounting to around three months of lease payments).
• You have the opportunity to drive around in a vehicle which you would not otherwise be able to afford if you were to buy it. With car leasing, you could can from a wide selection of vehicles, whether it’s a standard family vehicle or a high-end vehicle which would otherwise be out of your price range.
• The warranty of the lease will often cover the lease period, and you can opt to have maintenance covered as well. Additionally, the road tax is often included in the contract.
• You don’t have to deal with coming up with a large deposit or applying for a car loan.
• You can choose to have a brand-new vehicle every three to four years and make use of a car which has better safety, better performance, and better fuel economy every time.

Which cars to choose

You have to consider several factors in regard to leasing the car that’s best for your needs, however, as confirmed by car leasing specialists such as https://www.genusleasing.com. There is the seasonal factor as well as the factor of supply and demand, and you also have to consider the residual value of the car. If you want to choose an ideal vehicle for lease, look for vehicles which don't depreciate as fast as others. These will give you a better value-for-money deal because the car will not lose too much of its value during the term of your agreement. Some examples include German cars such as Audi, Mercedes Benz, Volkswagen, and BMW. But any model which can retain its value over time will give you better value for your money as well.


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